Legal Terms, Local Law, and Records
Our legal posture is simple: we apply the current terms to your account, keep a record of consent and change requests, and follow the law that applies in your location. If a dispute, correction, or access query needs proof, we may use the linked trail from
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UPI, Paytm, PhonePe, or Google Pay to match the request with the right record. Any access or use that is restricted by local law stays restricted, and any request we can process is handled through the same record path so you can see what changed. When
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the rules move, we update this page and use the latest wording for new requests; nothing here removes rights that local law gives you. We keep only the parts needed for the legal purpose, and we do not widen use beyond what the request or the
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law requires.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.